Oh hey...

What is good today you ask?

Pretty much just my morning tea and fantastic fall weather!

Feeling like I am on the verge of getting my act together. Which feels nice. I feel a little bit more like me lately (more to come on that another time).

I'm almost motivated. I have plans. I am excited for the next couple of months instead of flat out scared and worried. This is amazing. Even if it may be fleeting, it feels good.

I have dinners planned for next week. I have studied for my midterm three days before it happens. WHAT?!

And what's good today?

Since I am lazy, here is a what's good today post.

1. My skin looks awesome. Thanks neutrogena!
2. Catching the subway right away all 4 times today.
3. Tea.
4. 'Hopelessly Devoted to You' on Glee. Don't know why but I love that song.
5. Easy lab quiz.

Anything good going on out there?

Good things and what's next...

Things that were good last week

1. Roast Dinner at home
2. The Walking Dead (although - total cryfest)
3. Clean laundry
4. Crunchy leaves in the park
5. New bed sheets
6. Taking it one day at a time

Not good: getting shocked by plug outlet thingy. OUCH!

Whats next: drinking more water, doing school work in advance, putting the clean laundry away.

Drunken Ambition.

I often find that on weekends I can get really motivated.

This may have something to do with the fact that I drink on the weekend.

When you drink you decide there are all kinds of things that you want to do. And you tend to feel like everything is a great idea and totally doable.

Things I have decided to do (as in: talked about doing. I may or may not have succeeded in doing things) over the past couple of weeks when drunk, or buzzed, or getting there:

1. Start an event planning company
2. Email event bookers
3. Be in charge of 'social media'
4. Study everyday
5. Clean my spare room
6. Bath the dogs
7. Buy a goldendoodle (luckily I have not done this)
8. Apply for new jobs

Hmmmmmmmm.

To start being better now and not later...

Usually when I'm trying to live better or eat better or exercise I always say I'm going to start on a Monday. Or on the first day of a new month. But really you are just putting things off even further than they need to be put off.

But things have been spiralling a bit. And I need to start getting it together now.

So tomorrow is the 31st of October. Halloween. And I have decided I am going to have a wondrously productive day tomorrow. I'm gonna start small. Get some work for school done, maybe do a load of laundry, stay away from the netflix. Anything is better than nothing. Most of the time I would use the last day of a month to be extravagantly lazy and cozy.

Starting my new productive self at the end of the month? What is the world coming to.

Today I watch at least 3 Harry Potter movies. Lovely. 

Debt.

I really hate the amount of debt I'm in. And my boyfriend too. I'm not unhappy about how most of the debt was acquired. Mine is almost all school debt and a little bit of frivolous spending. The boys debt is not school debt - he paid that off years ago. It is vacation and having fun and living debt. Some people wouldn't think that a good thing. But I do.

But now we think it's the time to work hard on paying down the debt.

We'll call the boys debt "present debt." It is a number in the $60,000 - 70,000. So a lot.

My debt we can call future debt. My debt is school loans. I'm not paying interest or principal on them until I finish school. And who knows when that will be... (April - if I don't mess things up! And lets face it, I'll probably go to more school after this school). Future debt is an equally high number as present debt.

So present debt is being paid off really aggressively starting a few months ago. And I'm trying o figure out a budget so that we don't add more debt to present debt and try to pay off $40,000ish in a year.

So the amount we have to work with take home (minus my OSAP loan money and not including the boyfriends bonus) is approximately $70,000.

Which means we have to spend less than $30,000 on the rest of living for a year. Which is possible.

So I've been doing a quick budget and this is what it is looking like at the moment (This does not include tuition and other since they are paid for with the OSAP money)

Rent(with some utilities): 13080
Phone/Internet: 600
Cell: 650
Hydro: 650
Other: 1000 (this is line of credit interest and stuff like that)
Dog Expenses: 700
Metropass x 2: 3000
Entertainment: 3000
Food: 6700

$29,380.

I think the food and entertainment budgets are reasonable. But extras like coffee and the like will surely screw us up a bit. And so we have to start living within these budgets.
We don't have cable. We can cut hydro easily enough. I am gonna cut my cell phone cost to about half in January. I would cut the home phone but the boy is determined to keep it. We have a storage space that costs another $2000 a year, so we need to get rid of that as soon as possible. We don't need it.

This is a rough guideline. But this should just about do it.

If at first you don't succeed...

So,

I cooked dinner. And walked the dogs. I also organized some old mail and managed to get rid of a bunch of junk.

But I have not studied. Or prepared for my week.

We'll try again next Sunday.